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Is Working Longer A Smart Retirement Strategy?

Is Working Longer A Smart Retirement Strategy?

By: Kristin Andreski, Senior Vice President/General Manager, ADP Retirement Services Are your employees saving enough to retire when they are ready? According to recent research, chances are they’re not. EBRI’s 2017 Retirement Confidence Survey (RCS) finds almost half (47%) have less than $25,000 in retirement savings. Employees know they need to save more – most (59%) believe they should be saving 20% or more of their household income to live comfortably in retirement and they acknowledge there will be consequences to under-saving. Those consequences include planning to retire later (57%) and saving more later (54%). Today, 38% of employees also expect to retire at age 70 or older. But is planning to work longer really a smart strategy? There are many great reasons to continue working during the retirement years, but a shortfall in retirement savings isn’t one of them. A Bank of America Merrill Lynch (BOAML) report indicates that employees have a number of reasons for staying in the workforce: Staying mentally active – 62% Keeping physically active...

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ACCOUNTANT SPOTLIGHT: How to Plan for Year-end without the Headaches

ACCOUNTANT SPOTLIGHT: How to Plan for Year-end without the Headaches

By now, your year-end planning should be in full swing — for your own firm as well as all your clients. But just in case you’re running a bit behind, we’ve pulled together a bunch of terrific tools for you: Digital year-end payroll guide with checklists, calendars, best practices and more Webcasts with must-have tax updates and strategies Accountant ConnectSM, the free cloud platform that puts all your client payroll data, tax resources and CPE in one easy place Simplified officer-only S corp payroll processing Efficiency and simplicity for you, and for your clients – just one more reason they’ll appreciate your practice. Because heading into tax season, who couldn’t use a little love? Click here to access our year-end guide for best practices and more. Share this:Click to email this to a friend (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Google+ (Opens in new window)Click to share on Facebook (Opens in new...

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Why Businesspeople Should Learn a New Language

Why Businesspeople Should Learn a New Language

By Rosetta Stone Enterprise and Education – ADP Marketplace Partner Recently, the UK version of the Huffington Post blog published a list of eight reasons why you should learn a language. Although the list was directed at post-secondary students, some of its insights can be applied to the world of business. We’ll start with cognitive benefits. It seems as if the scientific community keeps building the case that bilinguals experience brain-strengthening benefits compared to monolingual cohorts. If you want to stay sharp throughout your career, including staving off the effects of dementia, learning a language is a great strategy. The list talks a lot about culture. The cultural competency gained through learning a language is just as valuable to a career as the language skills themselves. Understanding the people and places you are targeting is a great way to make a positive impression on clients, coworkers, and other colleagues. Then there are the practical benefits to a career. Bilingualism is one of the most sought-after skills in the marketplace....

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Tackling ACA Compliance Allows Barton Malow to Focus on Strategic Growth Initiatives

Tackling ACA Compliance Allows Barton Malow to Focus on Strategic Growth Initiatives

The Challenge A Growing Company Deals with ACA Compliance Like many in her position, Sarah Bertolini, total compensation manager for Barton Malow Company, struggled with the new compliance demands brought about by the Affordable Care Act (ACA). Dealing with the ACA’s complex reporting requirements and knowing what to do, and when to do it, to mitigate compliance risks and penalties could easily have been an overwhelming full-time job, requiring regulatory expertise and hours that Bertolini and other in-house resources simply didn’t have. Additionally, Barton Malow, a top-performing North American contractor that specializes in large-scale commercial construction, such as higher education, automotive and health care, had almost doubled its employee base in three years, making ACA compliance even more complicated. Bertolini needed a proactive solution and expertise to help her manage ACA compliance, including determining offer of coverage eligibility and monitoring important regulatory changes that might affect her company, so she could focus on her everyday tasks and job responsibilities. “ACA was just so overwhelming and constantly changing, as it...

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ADP and TempWorks Software Offer the ALINE Card to Clients with Temporary Employees and Help Solve Their Payroll Dilemma

ADP and TempWorks Software Offer the ALINE Card to Clients with Temporary Employees and Help Solve Their Payroll Dilemma

Imagine you’re a business that frequently uses temporary employees. Think about the processes you go through to onboard a permanent employee and then – magnify it exponentially. Well, ADP® and TempWorks SoftwareTM have helped solve that problem thanks to the integration of the ALINE Card by ADP® with TempWorks’ back-office software. This integration gives employers a speedy, efficient, automated way to pay temporary staff who want to receive their wages on a paycard. In addition, once employees activate the ALINE Card, they can shop and pay bills in stores, by phone, online and in-apps, and also get cash at banks and ATMs. They also can use the ALINE Card to pay securely with a single touch using Apple Pay®.* “We are excited to offer this new integration for our clients to help facilitate payment for employees,” says David Dourgarian, CEO at TempWorks Software. “At TempWorks, we constantly seek new opportunities to automate back office processes to help our clients increase efficiency. The ALINE Card integration will allow clients to...

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